The object of insurance and minimum insurance amount
1. Object of insurance for construction workers on construction sites is the responsibility of the civil construction contractor for construction workers on construction sites under the provisions of the law.
2. the minimum insurance amount in case of insurance for construction workers on construction sites is one hundred (100) million VND/person/service
insurance for the construction market
The insurer made responsible for compensation for the contractor to build the sum that the building contractor is responsible for compensation to injured workers, died due to accidents, occupational disease arises due to the implementation of the work construction market except the case not in the liability insurance
Period of insurance – insurance for the construction market
1. Period of insurance for construction workers on construction sites starting from the date the construction work on the remainder of the warranty period of works under the provisions of the law.
2. The determination of the period of insurance specific to construction workers on construction sites based on the employment contract and the confirmation text of construction contractor on the time employees working at a construction reality.
Premium and premium payment-insurance for the construction market
1. The premiums for construction workers on site are specified in annex 9 attached to this circular.
2. Based on the risk level of the subjects covered, the insurer was adjusted to increase or decrease the maximum 25% premium on the insurance premium prescribed in annex 9 attached to this circular.
3. The payment of premiums for construction workers on the implementation on the basis of the agreement between the buyer and the insurance business insurance and must be recorded in the contract of insurance. The particular case as follows:
a) case of premiums: the premium payment period not to exceed thirty (30) days from the date of the contract of insurance in force and not later than thirty (30) days from the date of start of period of insurance under the contract of insurance. Case the insurance period under thirty (30) days, the premium payment period not exceeding the period of insurance.
4. in case there is a change in the number of employees, change the job of the employee to follow the following instructions:
a) Before January 15 of the next month, there is a change, the building contractor must notify in writing to the insurer the changes stated on the enclosed list of employees arising increases or decreases (for the case of a change of of labour), list of workers change (for the case of change of work of employees).-insurance for the construction market
b) case arises to increase the number of labor, changing jobs of workers increase the risks covered, the building contractor must pay a portion of the premium increase before January 15 of the next month, announced.
c) cases arising down the amount of labor, changing jobs of workers reduces the risks covered, the insurer must pay for construction contractor premium section falling respectively with the rest of the insurance contract that the buyer has insurance excess close before June 15th of the next month, announced.
d) If the contractor construction done right obligation of notification in accordance with point a of this clause and premium payment as defined in point b of this clause, the auto insurance contracts in force with regard to the list of employees arising increase or cessation of effect for a list of employees incurred decreases; auto insurance contracts in force with regard to the change of workers since the text arising under of the insured person.