Flood insurance

Flood insurance companies agree that (on the basis of the conditions set forth in the rules or additional terms or conditions is considered a prerequisite to insured flood has the right to compensation under the contract of insurance l This flood 4.10),

After The flood insurance premium installments paid first, if the assets are stated in the insurance certificate of insurance (GCNBH), a contract of insurance or any part of the property loss , destroyed or damaged by any of the risks outlined in GCNBH/

Insurance contract causes at any time during the period of insurance or in any subsequent time that the insured has filed charges at the request of the PJICO renew this insurance contract/GCNBH , then the PJICO will indemnify the insured property loss, destruction or damage according to their value at the time of the loss or, depending on your choice, PJICO can recover or replace lost property or any part of them.

the condition is
PJICO’s responsibility, in any case will not exceed:
The insurance amount corresponding to each category of asset and total return, not to exceed the total amount of insurance at the time of the loss,
The amount remaining after the insurance compensation for any property loss, destruction or damage that occurs during the insurance period unless the PJICO agreed insurance amount restored after each payment compensation.

The term damage in flood insurance rules are understood as the loss, destruction or damage of the insured property in the place stated in the certificate.
The level of the deduction is the amount that the insured person is flooding in each and every loss in each location are covered after having applied the terms of compensation in proportion (under the insurance value)
H. THUNDEROUS STORM, flood, but excluding: 
(a) damage caused by Frost, landslides, soil
(b) damage occurring to canvas umbrellas, screens, billboards, the equipment installed in the outside, fence, gateway and the estate to another,
(c) damage occurs to buildings which are in the construction, renovation or repair, unless all of the doors, the Windows, the other open box has been completed and the protection against the storm.
(d) damage caused by water or rain, except water and rain battered the works through the door and the other empty due to the direct impact of the storm,
(e) damage caused by water from the water tank, water storage appliances or plumbing under the control and ownership of the insured flood.

The record of super Typhoon Irma

In addition to the title of most powerful Atlantic Storm, super Typhoon Irma with tremendous strength also holds many other records.

Before landing in Florida, tropical storm Irma formed much of the record with unprecedented strength when leveled many islands in the Caribbean. Irma came just a week after Super Typhoon Harvey sank the city of Houston, Texas in the sea water, marking the first time the United States received two Hurricane level 4 in the same year, it was reported today.

According to researcher Phil Klotzbach at Colorado University, Typhoon Irma holds many records. The winds have speeds up to 297 km/h of Irma’s highest winds were recorded in the Atlantic Ocean, Gulf of Mexico and Caribbean Sea outside. Its winds only after Hurricane Allen in 1980, the most powerful storm in the Atlantic basin range.

Typhoon Irma also maintain strength at level 5 for three consecutive days, the longest time in the satellite era. The storm produced storm swirling energy accumulation (Accumulated Cyclone Energy) during the second powerful satellite, an important measure combines the power and time. The energy generated by large horizontal with Irma the energy of both the normal hurricane season in the Atlantic.
From about 300 km/h, wind down to 185 km/h when Irma landed on the island of Marco on Florida peninsula. However, Irma is still a dangerous hurricane. The hurricanes to deviate the route along the Florida peninsula, through Miami and Atlantic regions have populated. However, with a diameter of about 640 km, Irma remained heavily influence with the waves and wind movement has large devastating rain pelting.

“There are huge differences between the storm level 3 and level 5 when it landed,” meteorologist Ryan Maue in companies offering Analytics WeatherBell weather service said. “The island of Barbuda is one example. The island was wiped out. This is clearly not the worst scenario for the entire state of Florida. If the center of the Typhoon Irma entered Florida off 32-50 km to the East, the damage will much more heavily “.

According to Maue and Jeff Masters, Director of meteorology company Weather Underground, Cuba inspired help Florida Hurricane Irma’s power. If the storm does not move over Cuba, it could hit Florida as a hurricane 5.

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